Homeowner Guide

Hail Damage Roof Inspection: What Actually Happens Up There

A storm rolled through and now your roof might be hurt. Here's exactly what a real hail damage inspection looks like, what we check for, and how it connects to your insurance claim so you're not flying blind.

Close-up aerial view of a residential shingle roof being inspected for hail damage

Why A Hail Inspection Is Worth The Time

Hail does two kinds of damage. The kind you can see, like dented gutters and torn screens. And the kind you can't, where the hail bruises or cracks the shingle but leaves it looking fine from the driveway. That second kind is the one that costs you. It shortens the life of your roof and can void coverage if it goes unaddressed.

A proper inspection finds both. It takes about 45 minutes to an hour for an average home, and it should cost you nothing. If a roofer wants money up front just to look, walk away.

What Happens During The Inspection

A real hail inspection follows the same order every time. Here's the walkthrough.

01

Ground and soft-metal check

We start by walking the perimeter. Gutters, downspouts, window wraps, AC fins, and any vinyl or metal trim show hail strikes clearly. These soft surfaces tell us the storm's size and direction before we ever get on the roof.

02

Roof surface inspection

We get on the roof and check every slope. Hail bruises feel soft when pressed and often show a dark spot where granules knocked loose and the asphalt mat is exposed. We mark hits with chalk and count strikes inside a 10-by-10 foot test square the way insurance adjusters do.

03

Photo documentation

Every hit, every soft metal dent, every chalk mark gets a date-stamped photo. This is the file that backs your claim. Without it, you're arguing with an adjuster on memory alone.

04

Honest verdict

We tell you straight. Either there's enough damage to file a claim, or there isn't. If your roof is fine, we say so and you keep your deductible in your pocket.

What A Roofer Is Looking For

  • Bruised shingles that feel soft or spongy when pressed
  • Granule loss exposing the black asphalt mat underneath
  • Cracks or fractures radiating from a strike point
  • Dented or dinged metal flashing, vents, and chimney caps
  • Hits on the ridge cap and high-exposure slopes that take the worst of a storm
  • Damage to gutters, downspouts, and roof-mounted equipment

Quick Answers

How soon after a storm should I get inspected?

Within a few weeks is ideal. Most policies give you up to a year to file in many states, but the sooner you document, the easier it is to tie the damage to a specific storm date the adjuster can verify.

Will an inspection damage my roof?

No. A trained roofer walks the roof carefully and presses test spots by hand. We don't pull shingles or do anything destructive. The chalk we use to mark hits washes off in the next rain.

Do I need an inspection if I don't see any damage from the ground?

Yes, if you took a known hail event. Functional damage often isn't visible from the ground. A clean-looking roof can still have dozens of bruised shingles that will fail early.

What if the roofer finds damage?

We give you the photo documentation and walk you through filing the claim. We can meet your insurance adjuster on the roof to make sure nothing gets missed. You file the claim, then you choose your contractor.

Should I sign anything before my adjuster sees the roof?

No. Be careful with any contractor who pressures you to sign a contract or assignment of benefits on the first visit. Get the inspection, file the claim, then decide who does the work on your own timeline.

Free Inspection

Think Hail Hit Your Roof? Let's Find Out For Sure.

We'll climb up, document every strike, and tell you straight whether there's damage worth filing on. No cost, no pressure, same-day response.

Our Promise to You
10
Year Guarantee

The Gorilla Guarantee

More than a promise — it's our commitment to unmatched craftsmanship and total transparency. We stand by our work 100%, no exceptions.

  • Honest assessments — repair when possible, replace when necessary
  • Premium materials and certified installation, every job
  • 100% workmanship coverage backed in writing
Gorilla RoofingBacked in writing · St. Louis, MO